Will Readiness Checklist

What you will need

• Tick each that applies (checklist)

How it works

Checklist items (yes/no), each with a one-line explanation: 1 I have a written will. 2 It is signed by me on every page. 3 It was signed in front of two competent witnesses (14 or older) who signed at the same time. 4 No witness (or their spouse) is a beneficiary. 5 It names an executor. 6 It names a guardian for minor children. 7 It was updated after my last marriage, divorce or birth of a child. 8 My marital property system is taken into account. 9 Someone I trust knows where the original is kept. 10 My policy and retirement fund beneficiaries are up to date. 11 I have a list of accounts, policies and debts for my family. 12 Assets for minor children are placed in a testamentary trust or will be managed properly (otherwise they may go to the Guardian's Fund). 13 I have considered customary law, a customary marriage or more than one spouse, if relevant. ready_score = count(yes) / 13. Key gaps = items 1-4 (validity), 5-6 (people), 7-13 (up to date). If item 1 = no: explain that without a valid will the Intestate Succession Act decides who inherits, which may not be who you would choose. Legal Aid SA and some banks offer help drafting wills; an attorney is best for complex estates.

What you get

• Will readiness
• What to do next

What it means

• You do not have a will yet; the law will decide who inherits, which can cause delays and family conflict.
• Your will may not be valid as signed; have it checked by an attorney.
• Your will looks in order; review it every 3 to 5 years or after big life changes.

Next step: Want help interpreting this? Speak to an estates attorney or fiduciary practitioner.

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